West Virginia Disability InsuranceDisability insurance in West Virginia has never been easier. You can find quotes from multiple insurance providers right here at Got DI.
When choosing the right disability insurance policy for West Virginia, it is important to first determine what it is that you require. Obviously, the main purpose is to protect your wages, but there are additional benefits that can be included to your package.
The maximum benefits do not exceed the amount of the actual income you would normally receive. They are generally in the range of 50-80% of your monthly income, depending on your provider and premiums.
Disability Insurance Riders
To help you find the most beneficial disability policy at the perfect cost, Got DI compares the optional riders. Riders are voluntary bonus features you can get to include with your policies that boost benefits in specific scenarios. Listed here are a few of the additional riders we feature:
Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized thanks to a debilitating injury The benefits double for days spent in confinement or in the ICU.
Accident Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Certain diseases are more threatening, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
You can get a quote by filling out a contact form or calling us at 1-888-GOT-DI-10 (1-888-468-3410) to directly speak to a representative.