Short and Long term Disability Insurance MissouriWelcome to Got DI, your trusted source for disability insurance quotes in Missouri.
Disability insurance protects Missouri employees from the risk of an injury or illness that could impair their ability to work.
DI helps with this by providing a percentage of your income in the event of an accident. The insured person must pay monthly premiums to keep the policy active.
Disability Insurance Policy Riders
To help you find the most beneficial disability policy at the perfect cost, Got DI compares the optional riders. Riders are voluntary bonus features you can get to include with your policies that boost benefits in specific scenarios. Listed here are a few of the additional riders we feature:
Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized due to an injury. The benefits double for days spent in confinement in the ICU.
Accident Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Specific diseases are more damaging, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
Got DI offers numerous selections for the best long and short term plans for individuals in an array of occupations. We'll make it easier to choose the coverage that fits your preferences, to bring you ample coverage.