Short and Long term Disability Insurance in South CarolinaWelcome to Got DI, your trusted source for disability insurance quotes in South Carolina.
A person's occupation has inherent risks associated with it and usually falls into a particular income bracket. In South Carolina, both of these factors can be used to determine premiums, so a position that is highly compensated with low risk associated will fall into a higher occupation classification.
Disability insurance premiums are the payments that a policyholder makes in order to keep his or her coverage in operation. These premiums are based on a variety of factors, such as occupation and medical history.
Disability Insurance Policy Riders
To help you find the most beneficial disability insurance policy at the perfect cost, Got DI compares the optional riders.
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized due to a debilitating injury The benefits double for days spent in confinement or in intensive care.
Accident Medical Expense Rider
You decide on a maximum amount for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.
Critical Illness Benefits Rider
Some diseases are more threatening, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
GotDisabilityInsurance.com will take all of these choices into account while we search for the best short or long term policy that meets all of the criteria. You are in good hands with us, so you don't have to worry.