Short and Long term Disability Insurance in North DakotaWelcome to Got DI, your trusted source for disability insurance quotes in North Dakota.
Basically, any person who works in North Dakota and depends on their body needs disability insurance.
You never expect to get in a car crash, yet you still purchase car insurance in case you do. Meanwhile, you could be at risk of a disabling accident at any time, not just while driving.
Disability Insurance Riders
In order to select the top policy, Got DI reviews the additional riders from top coverage providers. Riders are voluntary add-ons you may get to add with your policies that boost benefits in specific scenarios. Here are some of the optional riders we feature:
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized because of a debilitating injury The benefits double for days spent in confinement or in intensive care.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Certain diseases are more threatening, so this rider pays up to $25,000 as a single payment in case you are informed you have a critical illness
Got DI has an array of choices for the best short and long term disability insurance for individuals in an array of occupations.