Disability & Life Insurance in CaliforniaGot DI can provide you with disability insurance quotes in California.
Disability insurance protects California employees from the risk of an injury or illness that could impair their ability to work.
Nobody knows when a misfortune will come about, so it is wise to protect yourself from the most unfortunate situations possible that may befall you. Instead of jeopardizing everything on your wellness, obtain a disability insurance policy that can reduce the damages due to injury or sickness.
Disability Policy Riders
To help you find the most beneficial disability insurance policy at the perfect cost, Got DI compares the optional riders.
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized thanks to a debilitating injury The benefits double for days spent in confinement in intensive care.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Some diseases are more serious, so this rider pays up to $25,000 as a single payment in case you are informed you have a critical illness
Even after receiving a free quote, it is important to speak to an agent directly to get a full comprehension about all of the details involved. You will want to know what benefits you will receive, what the premiums are, what optional riders are available, and which insurance provider best suits your needs. Request a quote, but make sure you follow that up with additional inquiries.