Disability, Life & Health Insurance MontanaGot DI can provide you with disability insurance quotes in Montana.
Basically, any person who works in Montana and depends on their body needs disability insurance.
Nobody knows when a misfortune will come about, so it is wise to protect yourself from the most unfortunate situations possible that may befall you. Instead of jeopardizing everything on your wellness, obtain a disability insurance policy that can reduce the damages due to injury or sickness.
To help you find the most beneficial disability insurance policy at the perfect cost, Got DI compares the optional riders.
Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized as a result of an injury. The benefits double for days spent in confinement or in the ICU.
Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.
Critical Illness Benefits Rider
Specific diseases are more damaging, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
Got DI has an array of choices for the best short and long term disability insurance for individuals in an array of occupations.