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Disability Insurance in Virginia

Disability insurance in Virginia has never been easier. You can find quotes from multiple insurance providers right here at Got DI.

If you're looking for DI policies for medical professionals, then you've come to the right place. Got DI makes it possible to obtain the best policy for your budget so that you can feel comfortable knowing that you won't suffer a loss of salary in the event of an accident.

You could be injured by a natural disaster, catch a serious illness, or simply pinch a nerve in your spine. Nobody plans to get hurt, but you can take precautions against it.

Policy Riders

In order to select the top policy, Got DI reviews the additional riders from top coverage providers. Riders are voluntary add-ons you may get to add with your policies that boost benefits in specific scenarios. Here are some of the optional riders we feature:

Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized as a result of a debilitating injury The benefits double for days spent in confinement or in the ICU.

Accident Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.

Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.

Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.

Critical Illness Benefits Rider
Specific diseases are more serious, so this rider pays up to $25,000 as a single payment in case you are informed you have a critical illness

To help you find the most beneficial policy, Got DI compares the additional riders from top coverage providers. Riders are voluntary bonus features you may get to incorporate with your policies that increase benefits in certain situations.