Disability Insurance in PennsylvaniaLooking for disability insurance in Pennsylvania?
When a disability prevents someone from working in Pennsylvania, they risk not being able to pay their monthly expenses.
Imagine you were injured in a freak accident, like having a car run a red light and
Disability Policy Riders
In order to select the top policy, Got DI reviews the additional riders from top coverage providers. Riders are voluntary add-ons you may get to add with your policies that boost benefits in specific scenarios. Here are some of the optional riders we feature:
Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized due to a debilitating injury The benefits double for days spent in confinement or in the ICU.
Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.
Critical Illness Benefits Rider
Some diseases are more damaging, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
Got DI has an array of choices for the best short and long term disability insurance for individuals in an array of occupations.