Disability Insurance in NebraskaLooking for disability insurance in Nebraska?
The fact is that no one would like to imagine what life would be if disability strikes. But a study has shown that a 20-year-old worker in Nebraska has a 30% possibility of getting disabled before the age of retirement. Since the ability to work seems to be the largest asset of people, the situation would be unbearable or even miserable if a disabled person lost the job and could never generate income for the rest of his life. However, things have changed a lot with disability insurance.
Disability insurance premiums are the payments that a policyholder makes in order to keep his or her coverage in operation. These premiums are based on a variety of factors, such as occupation and medical history.
To help you find the most beneficial disability insurance policy at the perfect cost, Got DI compares the optional riders.
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized due to an injury. The benefits double for days spent in confinement in the ICU.
Accident Medical Expense Rider
You decide coverage amounts for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Some diseases are more threatening, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
Got DI has an array of options for the best short term and long term disability insurance for optometrists. We are going to enable you to select the coverage that meets your requirements, so you will have adequate coverage.