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Disability Insurance in Louisiana

Looking for disability insurance in Louisiana?

Disability is a form of insurance that pays you a percentage of your wages if you become too injured or sick to perform your duties. In Louisiana, while recovering from an accident, you can receive disability insurance to pay for your expenses until you are able to return to work.

Disability insurance protects a person's wages should they get hurt in an accident or become ill, thereby hindering the ability to work. By paying regular payments, called premiums, you ensure that you will receive a percentage of your income if you become disabled. In the event that you should die, some policies act like life insurance, paying out the amount as a lump sum to your survivors.

For comprehensive coverage, select a policy that is own-occupation, non-cancelable, and guaranteed renewable. With these options, you control your benefits and premiums, not the insurance company. Your doctor disability insurance policy cannot be cancelled, have rates raised or reduced, or have exclusions added. This puts you in the driver's seat and allows you to get coverage that supplement employer plans for better protection.

Learn all about disability insurance so you can make the right decision about what types of coverage you require.