Disability Insurance in FloridaLooking for disability insurance in Florida?
Disability is a form of insurance that pays you a percentage of your wages if you become too injured or sick to perform your duties. In Florida, while recovering from an accident, you can receive disability insurance to pay for your expenses until you are able to return to work.
To help you purchase the best disability insurance policy, Got DI compares the optional riders for your policies available from top coverage providers. Riders are voluntary bonus features you may choose to include with your policies that raise benefits in specific circumstances.hit you while crossing the street.
Disability Insurance Policy Riders
In order to select the top policy, Got DI reviews the additional riders from top coverage providers. Riders are voluntary add-ons you may get to add with your policies that boost benefits in specific scenarios. Here are some of the optional riders we feature:
Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized because of a debilitating injury The benefits double for days spent in confinement in intensive care.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Critical Illness Benefits Rider
Certain diseases are more threatening, so this rider pays up to $25,000 as a single payment in case you are informed you have one of them.
Got DI has an array of options for the best short term and long term disability insurance for optometrists. We are going to enable you to select the coverage that meets your requirements, so you will have adequate coverage.