Disability Insurance for Medical Professionals
If you're looking for DI policies for medical professionals, then you've come to the right place. Got DI makes it possible to obtain the best policy for your budget so that you can feel comfortable knowing that you won't suffer a loss of salary in the event of an accident.
Nobody knows when a misfortune will come about, so it is wise to protect yourself from the most unfortunate situations possible that may befall you. Instead of jeopardizing everything on your wellness, obtain a disability insurance policy that can reduce the damages due to injury or sickness
Additionally, medical professionals can discover choices for both short-term and long-term coverage. With policies offering own-occupation disability insurance, income replacement, and business overhead expenses, you will not have to be worried that your entire life depends on keeping your overall health so you can work.
Riders for Your Policies
To help you pick the ideal disability insurance policy, Got DI reviews the additional riders from top rated coverage providers. Riders are voluntary bonuses you may choose to include with your policies that raise benefits in specific scenarios. Listed here are a couple of the optional riders we feature:
Hospital Confinement Indemnity Benefits Rider
This rider compensates as much as $500 for each day you’re hospitalized because of an injury. The benefit doubles for each day you have to stay in intensive care.
Future Insurability Option Rider
When you work hard, you will be compensated with increased salary. This rider raises your base benefits when your salary goes up regardless of health status, allowing for more versatility. It's only available with a long-term protection plan.
Return of Premium Benefit Rider
Available for both short-term and long-term costs, you can receive back between 50 to 80 percent of premiums (minus claims) paid after 10 years, depending on the rider and policy chosen.
Accident Medical Expense Rider
You select a maximum amount for the coverage ($1,000, $2,000, $3,000, or $5,000) and Got DI give you the sum as a cash reimbursement for medical-related expenses incurred following a personal injury.