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Own-Occupation Disability Insurance for Engineers

If you're looking for own-occupation disability insurance for engineers, then you're in luck. Got DI can help you find the perfect policy for your financial budget so that you can be reassured that you will not lose earnings in the event of an accident.

No one knows when a disaster will occur, so it is best to protect yourself from the most awful situations possible that could befall you. Rather than risk everything on your health, buy a disability insurance policy which will minimize the damages due to injury or sickness

Additionally, engineers can find choices for both long-term and short-term coverage. With policies which include own-occ insurance, income replacement, and business overhead expenses, you will not need to be concerned that your whole life relies upon maintaining your overall health so you can work.

Riders for Your Policies

In order to select the top policy, Got DI reviews the additional riders from leading coverage providers. Riders are voluntary bonus features you may choose to add with your policies that raise benefits in specific scenarios. Listed below are some of the optional riders we feature:

Accident Hospital Confinement Indemnity Benefits Rider
This rider compensates up to $500 for every single day you’re hospitalized as a result of an accident. The benefits double for time spent in confinement in intensive care.

Accident Medical Expense Rider
You pick a maximum quantity for the plan ($1,000, $2,000, $3,000, or $5,000) and we give the sum as a cash compensation for medical-related bills incurred following an accident.

Critical Illness Benefits Rider
Particular diseases are so serious that our agents provide the Critical Illness Benefits Rider, which pays out up to $25,000 if you become diagnosed with one.

Future Insurability Option Rider
When you work for a long time, you'll be rewarded with raises. This rider raises your base benefits when your salary goes up whether or not you are disabled, allowing for more flexibility. It is only available with a long-term protection plan.