DI Policies for Architects
If you're looking for disability insurance for architects, then you're in luck. Got DI helps you find the ideal policy for your budget so that you can feel comfortable knowing that you won't lose salary in the event of an accident.
Nobody knows when a tragedy will take place, so it is best to safeguard yourself from the worst scenarios possible that may befall you. Rather than risk everything on your wellness, obtain a policy which will reduce the financial damages due to injury or sickness
In addition, architects can find choices for both long-term and short-term coverage. With policies which include business overhead expenses, own-occupation, and income replacement, you do not need to be worried that your whole life relies upon maintaining your health so you can work.
Riders for Your Policies
In order to pick the ideal disability insurance policy, Got DI compares the optional riders from top coverage providers. Riders are extra bonuses you can choose to add with your policies that boost benefits in specific circumstances. Listed below are some of the additional riders we feature:
Critical Illness Benefits Rider
A number of illnesses are more severe, so this rider pays up to $25,000 as a lump sum payment if you are identified as having any of them.
Future Insurability Option Rider
When you work for a long time, you will be rewarded with increased salary. This rider increases your base benefits when your salary goes up no matter your health, permitting more flexibility. It is only available with a long-term protection plan.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after 10 years signing up. This is available on short and long term policies.
SIS Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only for long term insurance for individuals and pays claimants further monthly benefits if they do not qualify for social insurance, such as Social Security or Worker’s Compensation.