Disability Insurance Alabama
Welcome to Got DI, your trusted source for disability insurance quotes in Alabama.
Disability insurance protects Alabama employees from the risk of an injury or illness that could impair their ability to work.
Nobody knows when a misfortune will come about, so it is wise to protect yourself from the most unfortunate situations possible that may befall you. Instead of jeopardizing everything on your wellness, obtain a disability insurance policy that can reduce the damages due to injury or sickness.
Disability Policy Riders
To help you find the most beneficial disability policy at the perfect cost, Got DI compares the optional riders. Riders are voluntary bonus features you can get to include with your policies that boost benefits in specific scenarios. Listed here are a few of the additional riders we feature:
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 for each day you're hospitalized because of a debilitating injury The benefits double for days spent in confinement or in the ICU.
Accident Medical Expense Rider
You decide on a maximum amount for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.
Critical Illness Benefits Rider
Specific diseases are more damaging, so this rider pays up to $25,000 as a single payment in case you are informed you have a critical illness
You can get a quote by filling out a contact form or calling us at 1-888-GOT-DI-10 (1-888-468-3410) to directly speak to a representative.