Colorado Disability InsuranceGot DI can provide you with disability insurance quotes in Colorado.
Disability insurance protects Colorado employees from the risk of an injury or illness that could impair their ability to work.
Got DI has an array of options for individuals of all different professions. We will make it easier to pick the coverage that suits your preferences, so you will have adequate protection.
Disability Policy Riders
To help you pick the ideal disability insurance policy, Got DI reviews the additional riders from top rated coverage providers. Riders are voluntary bonuses you may choose to include with your policies that raise benefits in specific scenarios. Listed here are a couple of the optional riders we feature:
Accident Hospital Confinement Indemnity Benefits Rider
This rider pays as much as $500 a day for each day you're hospitalized thanks to a debilitating injury The benefits double for days spent in confinement in the ICU.
Accident Medical Expense Rider
You decide on a maximum amount for your plan ($1,000, $2,000, $3,000, or $5,000) and we provide the sum as a cash reimbursement for medical-related bills sustained following an injury.
Return of Premium Benefit Rider
Depending on your policy, you can have 50 to 80% of your premiums returned (minus claims) after ten years paying the costs. This is available on long term and short term policies.
Social Insurance Supplement Benefits Rider
Social Insurance Supplement (SIS) Benefits are available only on a long term disability insurance plan for individuals and pays claimants additional monthly benefits when they don't qualify for social insurance, such as Social Security or Worker's Compensation.
Critical Illness Benefits Rider
Some diseases are more damaging, so this rider pays up to $25,000 as a single payment in case you are informed you have a critical illness
Got DI offers numerous selections for the best long and short term plans for individuals in an array of occupations. We'll make it easier to choose the coverage that fits your preferences, to bring you ample coverage.